Career – My Study Times

Employee Benefits Every Small Business Must Have

Employee benefits are perks offered by an employer either voluntarily or mandated by law. Many small business owners mistakenly believe they cannot afford to offer their employees benefits. While this strategy might boost your bottom line in the short term, it can hamper your long-term prosperity.

About 69 percent of employees say their finances stress them. And 80 percent of them prefer getting new or additional benefits to getting a raise. An excellent employee benefits package can help you get and keep quality workers. Unlike big corporations, small businesses must designate their benefit money carefully. This means you should prioritize your benefits package to boost your employee’s wellbeing.

The law requires all employers to:

Grant their employees time off to vote, for jury duty or to perform military service.
Comply with employee compensation requirements.
Remit taxes for themselves and their employees while providing retirement and disability benefits. Social Security and Medicare deductions are included here too.
Pay unemployment taxes to help unemployed workers.
Where state-run disability programs exist, employers must contribute. With this funding, for instance, the programs can offer new benefits for disabled veterans.
Comply with labor laws such as allowing employees to have medical and family leave.

There are certain benefits all good workers feel they must have, and on top of that list is these two benefits.

Medical or healthcare insurance

This is the most sought-after perk. It covers hospital visits, surgeries, and medication. Depending on the insurance provider and the packages offered there several options for setting up a health care plan. With traditional health plans, the premiums are higher with a wider selection of doctors. Managed-care plans have lower premiums but a smaller range of doctors.

With health benefits consider offering alternatives like flexible spending or health saving s accounts.

Retirement saving plan

401(k)s, simplified employee pensions, and savings incentive match plans are some of the retirement saving options available to employees. They enable employees to save for retirement.

Other notable benefits include commuter, fringe, work-life balance, and paid time off. This includes leave, sick days, public holidays, and vacation:

These steps help you set up an employee benefits package.

Consider what benefits your employees would value the most. The benefits package can be as basic or as grand as you like.
Determine your budget. This will depend on what you want to offer your workers
Get a benefits provider with a mix of the perks you want. Shop around and ask questions. If they have free trials, try them out.
Consider adding other perks to the package, such as paid time off and work-life benefits. Fringe benefits such as repayment of student loans, performance bonuses, employee discounts, etc. can be beneficial to both parties. Some are provided pre-tax, and others can be written off as business expenses, and these are tax deductible.

It is up to you to decide what to offer your employees. By providing benefits they value, your workers will be content, committed to the company’s goals and be less likely to quit.

CAT 2016 – Registration, Dates, Eligibility, Pattern, Syllabus

CAT 2016 – The candidates aspiring to pursue management degree from one of many IIMs should seem for Widespread Admission Take a look at 2016. The registration portal is lively and the eligible candidates can register for the check solely through on-line mode until September 22, 2016. The aspirants can entry the suitable hyperlink offered right here within the article to use for the check. No main modifications have been made to CAT this yr. IIM Bangalore will likely be conducting CAT 2016 on a single day in two periods on December 4, 2016. The check will likely be held throughout 138 cities of the nation. A complete of two,18,664 candidates utilized for CAT final 12 months, and the variety of purposes is predicted to extend this 12 months. For extra info on the applying type, price, eligibility standards, essential dates, examination sample, syllabus, and many others, learn this text.

In line with numerous information papers, it’s anticipated that there could be a slight change within the distribution of questions among the many three sections. As per the these reviews, 44 questions will likely be requested from VARC part and 28 every from different 2 sections. Entry the suitable hyperlink given under for extra particulars on the identical.

Dates associated to CAT 2016

The check has by no means been particularly held within the month of December earlier, it is going to be the primary time that it is going to be held in December. Nonetheless, in 2009, the check was held from November 28 to December 7 but it surely was solely the examination session which was stretched until December. Preserve observe of the essential dates from the desk under.

Event	Date
Official notification launched on	31 July 2016
On-line Registration commenced on	8 August 2016 (10.00 AM)
Final date to fill and submit the applying form	22 September 2016 (5.00 PM)
Admit card to be made out there for download in	18 October 2016 (from 1.00 PM)
Admit card may be downloaded until	4 December 2016 (until the examination date)
CAT 2016 to be held on	4 December 2016
Declaration of outcome	2nd week of January 2017 (Tentatively)

Basic Information

Identify of the Examination – Common Admission Test
Generally referred to as – CAT
Level of Examination – Nationwide
Conducting Authority – IIM Bangalore for CAT 2016

How is CAT 2016 different from CAT 2015?

No change within the examination sample.
Variety of questions which will likely be requested from every part haven’t been revealed as of now.
Quantity of utility price has been elevated.
Candidates will likely be allowed to change sure particulars within the utility type however solely earlier than they make cost of utility price.
The examination to be held throughout 138 cities. 4 new cities have been added to the present record, particularly, Khanna and Phagwara in Punjab, Udaipur in Rajasthan and Noida in Uttar Pradesh. Nonetheless, two cities, particularly, Purnea in Bihar and Bishnupur in West Bengal have been eradicated from the record.

CAT 2016 Eligibility Standards

IIMs haven’t made any modifications within the eligibility norms since years now and this 12 months additionally they continue to be similar. However, they do confirm the eligibility of the candidate at numerous levels of the admission course of. Earlier than making use of for the Widespread Admission check, make sure that you meet the eligibility standards to look for the examination. The eligibility standards is said under –

Notice –

The candidates awaiting for the results of their last 12 months commencement exams will likely be granted provisional admission, topic to submission of passing proof on or earlier than December 31, 2017. The candidate should attain out to the Principal/Registrar of their School/Institute from the place they’ve pursued their Bachelor’s Diploma for getting this requisite passing certificates.
If at any stage it’s discovered that the candidate doesn’t fulfills the eligibility norms, his/her provisional admission will stand cancelled.

CAT 2016 Application Forms

The appliance type to use for the nation’s largest MBA admission check is obtainable from August eight, 2016. The and eligible candidates can register for the examination, solely within the on-line mode. The shape is out there until 5.00 pm on September 22, 2016. The registration window will stay open for 46 days.

The candidates must register first by submitting a sound electronic mail ID and a cell quantity together with their Identify and different private particulars.
On profitable registration, a singular Widespread Admission Take a look at 2016 Person Id and Password will likely be despatched on the registered cell variety of the candidates.
Utilizing this Id, the candidates must login and fill the CAT utility type. They must fill particulars in 5 sections of the shape. Additionally, add their , signature and different crucial paperwork as per the given specs
The candidates can choose four check cities so as of choice. Nonetheless, the examination middle will likely be assigned after the registration course of ends.

Notice –

Browser and variations supported for CAT 2016 Registration are Web Explorer (7 to 11), Mozilla Firefox (14 to 47) and Google Chrome (20 to 52).
This 12 months, a restricted time period will likely be offered to the candidates for modifying sure particulars within the utility type like proportion of marks scored, work expertise, programmes chosen and many others.
In case any mistake is made by the candidates whereas filling the essential particulars akin to Identify, Date of Beginning, electronic mail id, cell quantity and many others. within the type, they must register contemporary with a brand new electronic mail id.

CAT 2016 Application Price

To use for the check, the candidates are required to pay a non-refundable utility price. This price can solely be paid solely in on-line mode utilizing Credit score/Debit card or Internet Banking. The quantity of utility price has elevated this 12 months and is as observe –

For Basic/OBC candidates – Rs 1700/-
For SC/ST/DA/PwD candidates – Rs 850/-

CAT 2016 Admit Card

The admit card will likely be launched on-line at 1.00 pm on October 18, 2016. It will likely be out there on the official web site for the registered candidates to download until December four, 2016. It is a vital doc which have to be carried to the check middle for in search of entry and to look for the examination. The arduous copy of the admit card won’t be despatched individually by put up/courier/electronic mail to any of the candidates. The admit card must be retained safely by the candidates until the admission course of is accomplished.

After downloading the admit card, the candidates should examine all the small print talked about in it. In case of any errors, contact the CAT Helpline as quickly as doable.
Additionally, it’s advisable that the candidates ought to carry a photograph ID in unique together with the admit card to the check middle.

CAT 2016 Exam Pattern

Surprisingly, no change has been made to the check sample this 12 months. Although, it was speculated that IIM Bangalore might incorporate fairly a couple of modifications within the construction of the check. A whole lot of modifications have been made to the examination sample final 12 months. So, this 12 months the Institute selected to not make any modifications and go along with the identical sample.

CAT 2016 will likely be a pc based mostly check.
The query paper may have three sections.
Period of the examination is three hours.
Each, goal & descriptive questions will likely be requested. Nonetheless, as of now, the notification has not revealed the variety of questions which will likely be requested from every part. However, there are probabilities that each part might not have non-MCQ’s.

A tutorial for readability on the check sample will likely be out there on the official web site on October 18, 2016. Until then, the candidates can examine the particulars of CAT Examination Sample 2016 like period, anticipated variety of questions which may be requested from every part and many others. from the desk under.

The candidates ought to attempt to obtain balanced rating within the check. For admission to IIMs, it is crucial that one ought to get excessive rating in all the three sections. Acquiring good rating in a single part and never within the different two gained’t resolve the aim. As the three sections concerned within the CAT consider distinct units of information and expertise of the candidates, thus the scores don’t correlate throughout these sections. CAT Marking Scheme

As per the marking scheme,

For giving an accurate reply – three marks will likely be awarded
For an incorrect reply – 1 mark will likely be deducted
No marks is given for leaving a query clean
There isn’t a penalty for Non-MCQs

CAT 2016 Syllabus

For administration entrance exams like Widespread Admission Take a look at, MAT, XAT or CMAT, there isn’t any predefined syllabus. Nonetheless, on the premise of earlier 12 months’s examination evaluation, a listing of matters from which the questions are often requested within the examination have been compiled right here. The candidates can click on on the caption-head to examine the syllabus of CAT intimately. For efficient preparation and to have an thought of the syllabus, the candidates may also consult with the earlier 12 months query papers and similar papers.Get Detail Info about CAT Syllabus.

CAT 2016 Result

The results of IIM admission check will likely be introduced within the second week of January 2017 tentatively. Nonetheless, this 12 months additionally no fastened date has been introduced for the outcome declaration. Final 12 months, it was declared on January eight, 2016. The outcome will likely be declared on-line solely and will likely be printed on the official web site. The scholars will have the ability to examine it utilizing their respective CAT 2016 Person ID & password. It have to be famous that the scorecard won’t be despatched through put up or electronic mail individually to the candidates. The declared outcome will furnish the overall and sectional rating in addition to the percentile obtained by the candidates. The uncooked rating is transformed into percentile through the use of normalization course of. The rating of Widespread Admission Take a look at stays legitimate for a 12 months.

CAT 2016 Cutoff

The cutoff is the least percentile determined by the IIMs and different B-Faculties, on the premise of which they shortlist the scholars and name them for additional admission rounds akin to GD/PI. A balanced excessive sectional percentile ranging between 97 to 99 is required to get shortlisted for IIM admission.

IIMs by no means declare the cutoff formally however numerous specialists and famend teaching institutes do predict the cutoff after the CAT examination is over.
With the discharge of the admission standards of IIMs, the minimal CAT 2016 percentile will likely be out there. Although this minimal percentile is commonly misunderstood as CAT cutoff, however it’s the qualifying rating which each and every candidate who takes up CAT is required to acquire for preliminary shortlisting.
In line with the professional’s prediction, the earlier 12 months CAT cutoff for all of the outdated IIMs was in between the vary of 96 to 99+ percentile. Nonetheless, it various for various classes.

Part Taking Institutes in CAT 2016

The record of faculties that may settle for the rating of this check is now out there because the notification is out. Aside from IIMs, there are 100+ B-Faculties in India which grant admission on the premise of CAT percentile. A number of of such institutes are FMS, Division of Administration Research of IITs, MDI, IMT, FORE and many others. Checklist of all of the 20 IIMs and their particulars is tabled under.

To acquire the whole record of CAT taking part schools 2016, the candidates can click on on the header of this part.

S. No.	IIMs	Variety of Seats	Educational price
1	IIM Ahmedabad	385	Rs. 19.5 lakh
2	IIM Bangalore	412	Rs. 18.7 lakh
3	IIM Calcutta	462	Rs. 19 lakh
4	IIM Lucknow	436	Rs. 14 lakh
5	IIM Shillong	120	Rs. 12.68 lakh
6	IIM Kozhikode	353	Rs. 13.75 lakh
7	IIM Ranchi	155	Rs. 10.5 lakh
8	IIM Indore	550	Rs. 13 lakh
9	IIM Raipur	210	Rs. 10.26 lakh
10	IIM Kashipur	210	Rs. 10.50 lakh
11	IIM Trichy	120	Rs. 10 lakh
12	IIM Udaipur	180	Rs. 9.50 lakh
13	IIM Sambalpur	140	Rs. 10 lakh
14	IIM Rohtak	170-180	Rs. 10.5 lakh
15	IIM Bodh Gaya	60	Rs. 11 lakh
16	IIM Nagpur	60	Rs. 10 lakh
17	IIM Visakhapatnam	60	Rs. 10.50 lakh
18	IIM Jammu	45	Rs. 10 lakh
19	IIM Amritsar	60	Rs. 9 lakh
20	IIM Sirmaur	60	Rs. 9 lakh

[button color=”blue” size=”big” link=”https://iimcat.ac.in/” icon=”apply” target=”true”]Apply Now for CAT 2016[/button]

A Career in the Field of Physiotherapy

Meaning of Physiotherapy

Physiotherapy or Physical Therapy means treating disorders by physical means,without medicine.

What is Physiotherapy?

Physiotherapy is a complete healthcare profession.Physiotherapy is a branch of science which is concerned in treating various disorders by physical means.Right from beginning of ones life till death Physiotherapy plays a key role as it not only improves health and wellbeing but it also changes ones life entirely and improves quality of life.It is one of the ancient method to cure various disorders and diseases.In this field a patient is treated without a single medicine or a drug.Physiotherapy has evolved from time to time right from various kinds of manual therapy to modern techniques such as exercise to various use of electrical modalities.Physiotherapy is one of the most suitable and successful method to cure various disorders.

Who are Physiotherapist and what is their role?

A Physiotherapist is a person who studies Physiotherapy or physical therapy. Sometimes physiotherapist are also known as PT’s. Physiotherapist are often part of profession where there is desire to help other people.Physiotherapist are often part of various rehabilitation programs,NGOs,healthcare teams etc.They also look after the work of other physiotherapist assistance and aides and consult with physicians and surgeons and other specialists.They treat people of all ages from a new born child to aged person of all profession who have different kind of health problems like back and neck pain and injuries,strain,sprain,fractures,swelling, catch,arthritis, neurological disorder such as bells palsy,cerebral palsy,stroke,paralysis and other kinds of muscular problems and other conditions.The physiotherapist also helps in preventing various chronic conditions,illness and injuries.Physiotherapist are taught to use a variety of different techniques in oder to cure their patient.Such techniques may include normal exercise to modern exercise,training in functional movements which includes the use of equipment such as canes,wheelchair crutches and walkers;and some special movement in oder to improve movement and decrease pain in joints,muscle and other soft tissues.Apart from clinical aspects,many physiotherapist works are also involved in helping and improving health,fitness and wellness of one.They also run various programs for better health and lifestyle.They encourage healthier and more active lifestyles.

How to Opt for Physiotherapy?

A person after doing a class of 10+2 with science subjects like physics, chemistry, biology which are indeed specific requirements and only then one is eligible for the bachelor’s degree course and can enter into the Physiotherapy course.There are two levels of qualifications in physiotherapy,

1) Bachelor of physiotherapy (BPT) and

2), Masters in Physiotherapy (MPT)

While the bachelors degree i.e., BPT has a duration of four and half years (4 1/2) including Internship).Whereas the masters degree i.e., MPT has the duration of two years (2years). In Oder to do masters degree,bachelors degree is must.

Later by doing MPT it enhances the career as a professional physiotherapist.One can do specialisations in neurology,paediatrics,orthopaedics,geriatrics,sports physiotherapy,clinical electrophysiology and cardiopulmonary therapy, etc.They always have advantage of knowing more details about the particular subject and various facets of physiotherapy which ultimately help them in getting a job.

What are the job prospects after getting degree?

Physiotherapy has vast range of career options.Physiotherapist can either work in India or go and work in abroad.Due to sedentary lifestyles, everyday somewhere or the other people face common muscular and skeletal problems which include problem and pain such as backache, stiffness in shoulders and neck, arthritis,paralysis etc. By curing out the disorders, the physiotherapists work wonderfully.

After the completion of bachelors degree or master degree physiotherapist have ample job prospects in Hospitals, Nursing homes, Residential homes, Rehabilitation centres, banks,or Private clinics, etc. Additionally,physiotherapist can work at out patient clinics, sports centres,Fitness centers or Health clubs, Gyms,wellness Centres,spas,Community health care centers or Primary health care centers,Occupational health centers, Special schools and Senior citizen centres, NGOs etc.

Physiotherapy is one of the best choice which one can ever make.

MBA – A Game-Changing Qualification

With a plethora of MBA programs making their way to the education sector, it will not be wrong to say that this degree has the potential of changing one’s life in unimaginable ways. From inculcating confidence to making ready to face the challenges of the corporate world, a degree in MBA does it all. There is no doubt that it is one of the most coveted degrees that graduates look to peruse. But before opting from any of the MBA programs, one must know that there will be a pool of opportunities waiting for them. Also, the course duration will transform the personality in a way that it will be worth both the time and money.

Here is how a degree in MBA changes one’s life completely.

MBA Boosts Self Confidence

Is there anything more intimidating than presenting something with full confidence in a room full of razor-sharp students? Saying something worthy in front of others with poise and perfection is what MBA programs inculcate in every student. At first, it might be a nightmare to speak in front of so many people, but with time, addressing crowd becomes a cake walk.

The MBA curriculum at most of the universities is designed to help improve the confidence and self-esteem of students. The syllabus, related events, and competitions push students out of their comfort zones. They become self-assured as they complete tough projects and prove their capability among classmates.

MBA Polishes Etiquette

It will not be wrong to say that one of the most important things an MBA program instills in a student is a fine sense of etiquette. No just personal, but professional and social as well. It has been seen that many students pick up behavioral traits from peers, seniors, and faculty members. Universities like UPES conduct regular interactive sessions that help students learn from others, exchange values and pick positive traits. The exposure they receive while on campus makes them soft-spoken and presentable.

B-schools and universities also take steps to impart professional etiquette. These include dressing appropriately, asking good and sensible questions, listening carefully, maintaining eye contact and preparing well for presentations and discussions. MBA programs also focus on formal communication including email etiquettes. Interviews, career fairs and alumni visits are few of the events where professional etiquette comes handy.

MBA Tests Smartness

MBA is one degree that surrounds students with a smart group of people. For those who think they are the smartest, MBA acts as a mirror makes them ready to test their intellect. Students get a true sense of how bright they actually are and the areas that need extra polishing. Not to mention, students will find no better environment to know their true strength and judge their weaknesses.

MBA Makes You an All-Rounder

Any batch of MBA has a mix of students. They come from different cultural and educational backgrounds. The curriculum is designed in a way that even the most reluctant and shy students gain the confidence to start meaningful conversations with fellow students. This not just improves their communication skills and confidence but also widens their horizon.

Not just this, team-building and role-playing activities also make for an important part of MBA programs. Such activities offer students the required perspective to accommodate different viewpoints. They also get benefitted from exposure to different perspectives while working on their intercultural sensitivity.

MBA Offers Exposure to the Business World

Various universities and B-schools have industry alliances with top names of the business world. These companies host seminars for students to know the workings of different industries in a transparent manner. Alliance help students gain exposure to the business world while boosting their confidence and making them industry ready. Internships make for an important part of the curriculum, and hence students gain hands-on experience in how businesses function.

Final Words

That’s how MBA programs transform a student mentally, physically and emotionally. They face everyday challenges during the course duration that prove to be extremely beneficial in the long run. MBA makes one prepared to face the outside world and instills a desire to push their limits. In a nutshell, the two years break, shake and build a student to tackle the unseen challenges.

Do Your Homework For Your Child’s Future

I remember a scene of my childhood when I turned to someone and said, “When I grow up I want to be a….”. Those were the days when I ended the sentences with words like ‘teacher’, ‘doctor’, ‘lawyer’,’Musician’ etc. However these days children no longer aspire to take up traditional professions and are looking to land in unexplored territory. And this is true for practically every little child.

To be honest I wasn’t sure even until my graduation .. Today, we get an instant answer even from a toddler as we ask what they want to become when they grow up.

With times and vast options, another thing that has immensely changed is the cost of living and education. Years back we hardly had as many choices as we have today and in a way it was easy to choose from fewer options or just go by what parents chose for us. Dreaming big wasn’t a choice for everyone as it involved big money.

Today Scenario has been totally changed , Schools don’t restrict themselves only to studies but provide an overall exposure to kids from different activities & hobbies apart from sports. Even parents leave no stone unturned when it comes to providing the best to their kids and fulfill their desires..

As true to their nature, children have new ideas everyday and one day as she returned from school she said she wants to grow up to be a pilot. I realised that children today have innumerable career choices and as parents we should encourage them to follow their dreams with confidence and without worry. However what most parents forget is to be prepared both emotionally and financially for the decisions children make. When #PrincessHeer started talking about her future, we realised it was high time we did our homework and check our readiness for the future.

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Do Your Homework Axis Mutual Fund

Going through some information, we came across the new investor education awareness campaign Do Your Homework by Axis Mutual Fund that encourages parents to start investing early by investing through a Systematic Investment Plan. All my arguments with my husband about still having time to save for #PrincessHeer’s education went flying out of the window when I saw the estimate current cost of the courses and then the target amount for the same courses in the years to come on ‘Do Your Homework  ‘. We realised that we had already lost a couple of years and we needed to begin as soon as possible.

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As a parent never take your children’s aspirations for granted and plan for your child’s future in time. And incase you are not sure, take the Do Your Homework experiment and share the results with us on social media with your plans for your child.