‘If there is magic on this planet, it is contained in water’. Indeed so, water is a key foundation, a means of survival, a basic necessity of life for most, if not all, living organisms on the Earth. Water, the hub of life, is the matter and matrix, mother and medium of all things under the sky. It won’ t be misleading to say that water creates a vicious circle providing a niche for the growth and development of human kind. Plants need water to carry on the process of photosynthesis, and it goes without saying that it is because they survive that we survive. Nonetheless, human beings are directly dependent on water to satiate their body.
A chemical combination of hydrogen and oxygen in the ratio 2:1 creates a molecule commonly called water, which is a transparent, tasteless and odourless fluid and which forms the world’s streams, lakes, oceans and rain, and is also a major constituent of the fluids of organisms. Water exists in all the three distinct states of matter, in solid state as ice, in liquid state as the flowing water and in the gaseous state as vapour. It covers almost 71 percent of the Earth’s surface but only a minute fraction is available as fresh water suitable for consumption, thus instigating the saying ‘Water Water everywhere, not a drop to drink’. 96.5 percent of the planet’s crust water is present in seas and oceans, 1.7 percent as groundwater and yet 1.7 percent in glaciers and the ice caps of Antarctica and Greenland, a small fraction in other water bodies and 0.001 percent in the air as vapour, clouds and precipitation. Water on Earth follows a cycle of evaporation, transpiration, condensation, precipitation and runoff, usually reaching the sea.
Life without water is spotting a pig flying!, which we consider impossible under the present circumstances. The vitality of water is a vivid issue with numerous instances to satisfy the cause. The importance of water in one’s life can be best illustrated by imagining a day with the dry well.

“Darkness cannot drive out darkness: only light can do that. Hate cannot drive out hate: only love can do that.” Martin Luther King has majestically paved out way for the glory and magnificence of an ‘essential essence’ called love in the above lines. Love, although, has no perfect or imperfect, ambiguous or definite definition, yet it can be aptly expressed as a variety of different feelings, states, attitudes that ranges from interpersonal affection to pleasure.
‘I love this attire; I love my mother; I love dogs; I love to eat and I also love to sleep’, the frequency with which this four- letter word is used in an average day by an average human being is mind blowingly huge. One may not be completely smitten by the significance the word has but that, more or less, does not prohibit one from wearing this exquisite, optimistic and unusually artistic feeling up on their sleeves. Love can surely be referred as an emotion of a strong attraction and personal attachment. It can also be a virtue representing human kindness, compassion and affection- “the unselfish loyal and benevolent concern for the good of another”. It may also describe compassionate and affectionate actions towards other humans, one’s self or animals.
It is often said that a flower cannot blossom without sunshine and man cannot live without love, indeed true. Even Maslow’ s hierarchy of needs could not put a blind eye towards this insurmountable law of nature. William Shakespeare couldn’t be more righteous in his statement, ‘love all, trust a few, do wrong to none’, in expressing the pervasiveness and indefinite boundaries of love. There are movies, stage plays, songs, books and even dictionaries on love but love is not something for us to find, rather love is something that finds us.

Sustainable engineering is the process of designing or operating systems such that they use energy  and resources sustainability and do not compromise the natural environment and ability of future generations to meet their needs. In this present situation of crisis, the concept of sustainable engineering is a very important area to be thought and implemented as much as possible

The common areas which are focused for improvement are such as:

1. Water supply
2. Sanitation
3. Waste management
4. Food production
5. Housing and shelter
6. Industrial processing
7. Cleaning up polluted sites
8. Planning projects to reduce environmental and social impacts
9. Restoring natural environments and ecosystems ,etc

These were just a few incentives listed. To explain in brief, Sustainable engineering is an innovation to existing technologies or developing new ones aimed at clever utilization of earth’s resources keeping in mind the requirement of  both present and future.

Sustainable engineering attempts at reducing wastes, raw materials management, prevention of pollution, enhancements of products, etc. It includes all possible ways to improve processes, products ,etc  to make them more efficient from environment front of view and they are sustainable in nature. For example, architects consider a sense of space in which the building will be built. The designs must consider both short and long term effects. There are many products which were initially made for good. But later on it becomes harmful. It is easy to criticize a product like this but it is challenging for an inventor or creator to predict the possible outcomes. Seemingly small effects observed first may get amplified in future with time. Sustainable development requires complete  assessment of such possibilities and thus ensure the availability to deal with the negative effects well.

The idea of sustainable engineering brings more ideas with it, such as educating people about this whole idea, providing information and technology to identify and deal with issue related to sustainability of presently used technologies.  Nowadays the courses such as environmental chemistry aim at educating about mining processes, pollutant, etc. It aims at developing ideas and technologies to deal with those pollutants, etc indirectly. Knowing the science behind all those things, hope is from the students for developing innovative inventions aimed at dealing with the problems.

Ecological engineering strives to mimic the natural ecosystem for the functioning of natural ecosystems and provide living conditions that are suitable for some endangered species of plant or animal. For making dry land areas suitable for cultivation, organic matter is encouraged over usage of chemical fertilizers as manures.

In the present situation of environmental crisis felt at different intensities in different places, sustainable engineering is hope for better future. Scientists are doing their best to develop technologies by gathering information wherever sustainability can be developed. Efforts can be turned into practice when those are made within the reach of common people in terms of knowledge and also the improvised technologies. Environment related subject must be felt important by every single person and therefore eco friendly ways of life must be adopted by all people.

Insurance Regulatory and Development Authority in India is an agency of government of India for insurance sector’s supervision and development. It regulates the Indian insurance Industry to protect the interests of policyholders and ensures the proper working. IRDA was set up as an autonomous apex statutory body. It’s prime functions are to protect the interests of policyholders, to regulate, promote and ensure upliftment of the insurance industry. It frames the guidelines for insurance industry under section 114A of the Insurance Act 1938.
From the year 2000, IRDA has registered new insurance companies for healthy growth or development of the industry. Some other functions and duties of IRDA, according to the act, are as follows:
• Protecting policyholders’ interests.
• Licensing and establishing norms for insurance intermediaries.
• Promoting professional organizations in Insurance.
• Regulating and overseeing premium rates and terms of non-life insurance covers.
• Specifying financial reporting norms of insurance companies.
• Regulating investment of policyholders’ funds by insurance companies.
• Ensuring and maintaining the solvency margin by insurance companies.
• Ensuring Insurance coverage in rural areas and of vulnerable sections of society.

History of Insurance, in India, has got very deep roots. People in ancient times used to pool resources so that they could be redistributed in times of calamities such as fire, floods, epidemics and famine. The Indian Insurance market today consists of 52 insurance companies of which 24 are in Life Insurance business and 28 are non-life insurers. And Life Insurance corporation (LIC) is the sole public sector company among the life insurers.

IRDA is statutory body for regulating and developing the insurance industry in India. It was constituted by ‘Insurance Regulatory and Development Authority Act, 1999. The agency operates from it’s headquarter at Hyderabad, Telangana. Earlier it had it’s headquarter in Delhi till 2001. As per the IRDA Act, section (4), IRDA is a ten-member body, consisting of: A chairman, Five whole-time members and Four part-time members and all the members are appointed by the Government of India.